Bankof.me

2025: The Agentic Revolution

A new era in economics where sovereign identity powers the edge economy

1989
World Wide Web
Tim Berners-Lee creates the foundation of the internet
2009
Bitcoin Blockchain
Satoshi Nakamoto launches the immutable ledger
2018
Solid Pods
Tim Berners-Lee & MIT create data sovereignty
2025
Bankof.me
The new WWW - where identity meets value
NOW
The Problem
The internet was never built to protect who you are or what you own. For decades, our digital lives and financial value have been fragmented across platforms we don't control.
Our Solution
We start over—anchoring your existence on Bitcoin, the world's most secure public ledger that has never gone down in 16 years, and storing your data in Solid Pods you alone control.
Constitutional Vault
Bankof.me's proof of titlechain M5 protocol protects every individual on a provenance chain of trust, transforming PODs into agentic wallets connecting intelligent agents you control.
The Vision
Life should be better, richer, and fuller for everyone—opportunity secured by title, unlocked by you. An economy where soulbound digital identity connects securely with value.

"In this world fragmented by surveillance and disconnection, we emerge as guardians of sovereignty."

— Satonaka Oshimoto

Constitutional Vault

Identity
Sovereign digital identity you control
Time
Your history secured on the blockchain
Talent
Skills and credentials you own
Title
Proof of ownership and rights
M5-Grade Security
Bitcoin-secured • Regulated Custody
Bank of Me: The M5 Protocol

Bankof.me

M5 Protocol Architecture

The M5 Titlechain Protocol: A revolutionary 5-layer architecture

The 5-Layer Protocol Stack
1
Bitcoin Core Layer
Immutable blockchain foundation with 16 years of zero downtime
2
Titlechain Layer
Cryptographic proof of title and secure provenance tracking
3
Solid POD Layer
User-controlled personal data stores with sovereign access control
4
Agent Framework
AI-powered digital agents acting on behalf of the identity owner
5
Application Interface
Seamless integrations with financial and identity services
Self-Sovereign Identity
Complete control over your digital identity with cryptographic private keys only you possess
Distributed Storage
Secure, encrypted storage for identity attributes with resilient data replication
Trustless Exchange
Direct peer-to-peer value transfers without intermediaries or central authorities
Zero-Knowledge Proofs
Verify credentials without revealing sensitive information

M5 Protocol Metrics

2256
Security strength (bits of entropy)
<10ms
Identity verification response time
10B+
Global identities supported at scale
M5-GRADE SECURITY
Bank of Me - Financial Sovereignty Journey

Bankof.me

In You we Trust

Your Journey to Financial Sovereignty

Take control of your digital assets with Bankof.me and receive $10 in MGT gold-backed tokens to start your journey into the new edge economy.

1

Create Your Sovereign Identity

Sign up for your Bankof.me account and establish your sovereign digital identity with Bitcoin blockchain notarization for ultimate security and ownership.

Available Now
2

Receive $10 MGT Gold Token Gift

Get $10 worth of 100% gold-backed MGT token free with your new account. Your gateway to physical gold reserves with digital flexibility.

Free For New Users
3

Stake Your Gold & Watch It Grow

Stake your MGT tokens for a year to earn returns while supporting the USAT Index that backs businesses, inventors, communities, and education in the new edge economy.

Growth Potential USAT Index Education
4

Share & Earn 25% Referral Rewards

Invite friends to join Bankof.me and earn 25% of their MGT purchase fees (including MFT fund products) for their entire first year. Build your passive income network.

US Residents Only

MGT Gold Token

Your First Investment
FREE Welcome Gift
Token Value
$10.00
100% Gold-Backed
Each token is fully backed by physical gold reserves, providing real asset security.
Staking Growth
Commit to a 1-year stake and watch your investment grow in the new edge economy.
Support Real Impact
Your investment helps fund businesses, inventors, communities and education.
Referral Program
Earn 25% of MGT purchase fees for every friend you refer for their entire first year.
US Residents Only: Identity verification required. Get your digital identity notarized on the Bitcoin blockchain for ultimate security.
Your Personal AI Agent - Bankof.me

Bankof.me

In You we Trust

Your Personal AI Agent
Previously Only Available to Banks

Meet GPTMe, your private financial ally with 12 years of closed learning. Name your agent, secure your assets, and experience the power of an enterprise-grade AI designed just for you.

BANK-GRADE SECURITY
Monitoring your financial transactions for unusual activity
I've optimized your portfolio based on market trends
Your constitutional vault was accessed with proper authorization

GPTMe.Agent

The cloud of you — your business, ideas, assets, and identity in one constitutional vault.

Closed Learning System

Developed over 12 years with no exposure to bad habits common in other AI agents. Your data stays private and protected.

Constitutional Vault

Your digital assets and identity are secured in an agentic wallet with regulated escrow and bitcoin notary for ironclad provenance.

Banking Expertise

Pre-packaged financial knowledge eliminates costly training. Seamlessly integrates with existing banking providers.

Omnichannel Service

Access your agent across websites, mobile apps, email, and phone with seamless live agent handoff when needed.

16+
Countries Deployed
12yr
Closed Learning
99.9%
Security Rating
Multilingual Support
DDID Standards
Regulated Custodian
Agentic Enterprise
Digital Credential Management - Bankof.me

Bankof.me

IN YOU WE TRUST

Digital Credential Management

Securely store, share, and verify your important credentials using blockchain technology that puts you in control of your digital identity.

Filter Credentials

Status
All
Verified
Pending
Type
All Types
Identity
Financial

Recent Activity

Digital ID Shared
2 hours ago
Credit History Updated
Yesterday
Degree Credential Added
Last week
Verified

Digital Identity

Government-issued digital ID with blockchain verification for enhanced security.

Issued: May 15, 2023
Verified
Verified

Health Insurance

Digital health insurance verification with secure provider access control.

Issued: Feb 3, 2023
Verified
Pending

Credit History

Decentralized credit score and history that you control and share on your terms.

Requested: Jun 2, 2023
Pending
Verified

Academic Certificates

Tamper-proof academic credentials and degrees verified on the blockchain.

Issued: Dec 12, 2022
Verified

Digital Identity

Government Verified ID
Full Name:
John Q. Public, Jr.
Date of Birth:
Sept 15, 1980
ID Number:
DI-2023-78542196
Issuer:
Department of Identity
Credential Verified
May 15, 2023 • 10:24 AM
Credential Issued
May 14, 2023 • 3:45 PM
Blockchain Verified Self-Sovereign Identity
Bank of Me: The Agentic Revolution | 5/9
M5bank.me Service Levels

M5bank.me

Registered Agentic Wallets & Constitutional Vaults

Choose Your Personal Operating Domain

Select the perfect service level for your secure, agentic digital identity with flexible monthly pricing to suit your needs.

Individual

Perfect for personal identity and financial sovereignty

$3.99
per month
$39.95/year when billed annually
Self-Sovereign Identity
W3C DID standards compliant
Universal Money Address
Personal AI Agent Free
Bitcoin Notary Security
5 GB Constitutional Vault Storage
Most Popular

Small Business

For entrepreneurs, freelancers and small teams

$24.99
per month
$249.95/year when billed annually
Everything in Individual Plan
Business Registry Credentials
Invoice System & Payment Gateway
20 GB Constitutional Vault Storage
Business Analytics Pro

Community

For organizations, DAOs, and larger networks

$99.99
per month
$999.95/year when billed annually
Everything in Small Business Plan
Organization Graph & DAO Governance
Multi-member Private Network
Up to 50 members included
Smart Contracts & Asset Tokenization
100 GB Constitutional Vault Storage

Institution

Custom infrastructure for enterprises & institutions

Custom
contact for pricing
Dedicated infrastructure options
Everything in Community Plan
Dedicated Infrastructure
Private blockchain instance
Custom Security Protocols
Legal Entity Integration
Cross-Border Capabilities
International compliance solutions
© 2025 Bankof.me — Constitutional Vaults Powered by Solid Pods—created at MIT by Web founder Sir Tim Berners-Lee and now advanced by the ODI and W3C—your data stays entirely yours. Every plan delivers M5-grade security, a self-sovereign agentic wallet, and Bitcoin-notarized identity with zero-knowledge privacy. Bankof.me and M5Bank.me partner with regulated Special-Purpose Deposit Institutions to escrow vaults and protect legal title, even if a subscription lapses. Privacy and user control come standard.
M5bank.me Enterprise Solutions

M5bank.me ENTERPRISE

Private Constitutional Vaults for Organizations

Empower Your Organization with Private Vaults

Provide secure, sovereign digital identities for your employees, contractors, and human-led AI agents with enterprise-grade constitutional vaults backed by our private blockchain infrastructure.

Team Edition

Perfect for small teams and departments

$19
per user / month
10-49 users
SSO Integration
Admin Dashboard
Basic Vault Features

Corporate Edition

For growing businesses and organizations

$15
per user / month
50-499 users
All Team Features
API Access
Compliance Tools

Enterprise Edition

Full-scale solution for large organizations

Custom
Tailored pricing
500+ users
All Corporate Features
Dedicated Infrastructure
Private Blockchain
Key Enterprise Features
Employee Private Vaults
Every employee gets their own constitutional vault with self-sovereign identity control.
Dedicated Infrastructure
Private blockchain instance for enhanced security and performance.
Compliance Solutions
Configurable controls for GDPR, HIPAA, SOC2 compliance requirements.
API Integration
Connect with existing business systems through our comprehensive API.
Volume & Special Discounts
Volume discounts up to 20% with annual billing
Special pricing for educational institutions
Non-profit organization discounts available
GDPR
HIPAA
SOC2
Bankof.me – M5 Global Index Overview

Bankof.me

Your Gateway to the Agentic Economy

M5 Global Index & Exchange

The M5Node powers a family of mission‑focused indices. Each index curates best‑in‑class tokenized projects, with trading and analytics available through the USAT Global Exchange.

M5 Agentic Wallet Connected

Access premium indices and participate in early‑stage listings.

M5 Gold Index

Tracks physically‑backed gold instruments like USAT‑G and the Minera Exchange.

M5 Commodities Index

Energy, water & raw materials. First listing: USAT Energy.

M5 DeFi Community Index

DAO & community tokens fostering local resilience. Pilot Launch Santa Moncia CA: Resilient Roots.

M5 Education Index

Tokenized learning & credential markets—launching Agentic Public Charter Schools.

M5 Health Index

Personal genomics & wellness wallets. Flagship: Valeo Health.

M5 Census Index

Human‑centric data sets powering sovereign identity statistics.

M5 Earth Index

Carbon, biodiversity & regen‑credits. Upcoming: Earth Bond.

M5 Faith Index

Mission‑aligned social impact projects like community chapels.

M5 Love Index

Creative expression & social good NFTs—powered by Quanta.

First‑Wave Launch Projects

Minera Exchange

Gold‑backed commodity pool issuing MGT tokens.

Resilient Roots LA

Sustainable community hub pilot—first listing in the DeFi Community Index.

23andMine

Genomic sovereignty wallet debuting in the Health Index.

Join the Bankof.me Revolution

Bankof.me

Secure Your Future

Join the Financial Sovereignty Movement

Be among the first to experience the revolution in personal banking. Secure your spot now and receive exclusive access to our platform when we launch.

First Access to Investments

Get early access to unique investment opportunities in the new edge economy. Be the first to participate in our alternative commodities and equity exchange.

Democratized Access

Investment opportunities open to all Americans, not just accredited investors. No more financial gatekeeping - just opportunity for everyone.

Fractionalized Ownership

Own fractions of premium assets that were previously inaccessible. Build a diversified portfolio of the most innovative agentic companies.

Intelligent Guidance

Your personal AI agent will help guide your investment decisions, providing insights tailored to your financial goals and risk tolerance.

Welcome Bonus: $10 MGT Gold-backed Token

Every new member receives $10 worth of MGT gold-backed token when you join the waitlist. Start your journey to financial sovereignty with real asset value.

Bankof.me isn't just building another financial app - they're creating an entirely new paradigm where your identity and finances exist in a constitutional framework you control. It's the future of banking.
— Henry Lee, CEO Omni Power